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Help Protect Yourself From “Crash for Cash” Fraudsters!

Updated

A Crash for Cash scam is when a fraudster deliberately crashes into innocent motorists, or submits false claims.

The aim is to make as much money as possible from the false or exaggerated claims. These scams not only add £50 to the annual car insurance bill for every UK policy holder, but more importantly put motorists’ lives in danger.

There are 3 types of “Crash for Cash” incidents,

- A Staged Accident where fraudsters crash two of their own vehicles together, or use a sledgehammer to create the effects of a crash.

- An Induced Accident where a fraudster will deliberately slam on the brakes of their car to cause the car behind to crash into them.

- A Ghost Accident where a fraudster will submit false claims for accidents that didn’t even happen.

Help protect yourself from “Crash for Cash” fraudsters by:

- Purchasing a dash cam so that if a “Crash for Cash” incident occurs, you have evidence of the fraudulent incident. Dash cams can also act as a deterrent for potential fraudsters.

- Look out for cars that are travelling unusually slowly or for cars that speed up and slow down for no clear reason.

- If you can see that a driver or passenger, is paying particular attention to the vehicle behind them, this could be a warning sign they are looking to cause an accident.

Do you have any other tips to help prevent these scams?

Tell us in the comment section below!

 

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