Hire purchase is one of the simplest forms of personal finance.
The cost of the new car is broken down into a deposit and a series of monthly payments, plus interest. Once you’ve paid the final installment, the car will be yours to keep or sell on.
Hire Purchase is no dependent on mileage limits and terms can range from 1 year to 5 years.
Personal Contract Purchase (PCP)
PCP finance splits a percentage of a car’s price into monthly payments and a deposit.
You’ll replay this amount over a set period after which you can either return the car to a dealer or buy it outright in return for a large optional final payment.
PCP does have mileage limits, however it does come with smaller monthly payments
A fully customisable payment plan that's tailored to suit you. Use our bulk buying discount to purchase your next vehicle with huge reductions.
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Can't afford a brand-new car just yet? Choose from our selection of pre-owned vehicles.
Fill in one simple form and we will do the rest
We will give you the best rate loan available
Example of Finance Deal
PCP: Nissan Note 1.2 Acenta - 5dr
Cash Price: £9,499 Deposit: £99
Balance of Finance: £9,400 36 Monthly Payments of: £214.81
APR: 6.4% Annual Mileage: 20,000
Total Repayable: £10,692.16 Guaranteed Future Value: £2,860